Privacy Policy

Effective Date: 5/13/2026

At SmallBusinessOwners.co ("we", "our", or "us"), your privacy is our priority. We are committed to protecting your personal data and being transparent about what information we collect and how it is used. This Privacy Policy applies to all users of our website, tools, and services.

1. Information We Collect

We collect information to provide better services to all our users. The types of information we collect include:

• Personal Information: When you register for an account, subscribe to our Pro tier, or contact us, we collect personal information such as your name, email address, and account credentials.
• Business Information: Any business details, financial numbers, or text inputs you provide while using our calculators and AI generation tools.
• Payment Information: When you purchase Pro Access, payment details are processed securely by our third-party payment processor (Stripe). We do not store your full credit card number or payment details on our servers.
• Usage Data & Analytics: We automatically collect data on how you interact with our website, including your IP address, browser type, device type, pages visited, and timestamps. This helps us optimize our UI and improve tool performance.
• Cookies: We use cookies to maintain your authenticated session and remember your preferences.

2. How We Use Your Information

We use the information we collect for the following purposes:

• Service Delivery: To provide, maintain, and improve our suite of business tools and calculators.
• Authentication & Security: To verify your identity, prevent fraud, and secure your account.
• Communication: To send you technical notices, updates, security alerts, and support messages. If you opt-in, we may also send promotional emails.
• AI Processing: To generate the content you request (e.g., business plans, cold emails). Text inputs are securely transmitted to our AI partners solely for generating your output.
• Legal Compliance: To comply with applicable legal requirements, enforce our terms, and protect our rights.

3. Third-Party Services & Data Sharing

We do not sell, rent, or trade your personal information. However, we do share data with trusted third-party service providers who assist us in operating our platform:

• Supabase: Used for secure user authentication and secure database storage.
• Stripe: Used for secure payment processing.
• AI Providers (e.g., OpenAI, Anthropic): Your prompts and text inputs are sent to these providers via secure APIs strictly for generating the text you request. Note: We have strict data-processing agreements ensuring your inputs are NOT used to train public AI models.
• Vercel: Used for hosting and server infrastructure.

4. Client-Side Calculators & Local Data

We value your financial privacy. The majority of our mathematical calculators (such as the Profit Margin, SaaS Pricing, and ROI calculators) execute entirely "client-side." This means the financial figures you input are calculated directly in your web browser. That specific financial data is never sent to, processed by, or stored on our servers.

5. Data Retention & Deletion

We retain your personal information only for as long as your account is active or as needed to provide you services. If you wish to delete your account and all associated data, you may do so by contacting us. Upon request, we will securely erase your personal data from our active databases within 30 days, barring any legal obligations to retain specific records (e.g., payment receipts for tax purposes).

6. Your Privacy Rights (GDPR & CCPA)

Depending on your location, you may have specific rights regarding your personal data, including:

• The Right to Access: You can request copies of your personal data.
• The Right to Rectification: You can request that we correct any information you believe is inaccurate.
• The Right to Erasure: You can request that we erase your personal data under certain conditions.
• The Right to Restrict Processing: You can request that we restrict the processing of your personal data.

To exercise any of these rights, please contact us using the details below.

7. Children's Privacy

Our services are designed for business owners and professionals. We do not knowingly collect personal identifiable information from children under the age of 16. If you believe a child has provided us with personal information, please contact us so we can immediately delete it.

8. Changes to This Privacy Policy

We may update our Privacy Policy from time to time to reflect changes in our practices or for legal reasons. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Effective Date" at the top. We encourage you to review this policy periodically.

9. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or how we handle your data, please don't hesitate to reach out: